DSCR Loans with Buckland Lending are built for investors and business owners whose properties pay their own way. Instead of grilling you only on tax returns and W‑2s, we look at the debt service coverage ratio - the income the property brings in versus the payment it needs to carry. If the numbers work, you have a real shot at approval, even when a bank has already said no.
We fund income‑producing assets across the USA, from small rental properties to mixed‑use and commercial buildings, with minimum loan amounts starting at $75,000. We work with hard money and private money, which means more flexibility on credit bumps, seasoning, and complex deals. During a free online consultation, we walk through your rents, expenses, and business plan, then map out DSCR financing that fits your exit strategy, whether you are holding long‑term or planning a refinance down the road.
Our goal is simple: if your building can carry the note, we fight to make the deal work for you.